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Monday, 28 October 2013

Saving money on utility bills


With the heavy storm that hit us through the night and today I think I can say the winter has arrived with a bang.
If you haven’t started preparing for winter now is a good time to begin, as the weather is changing as we move through the days and weeks ahead. It is good to plan ahead of time for the extra cold or stormy, blustery days that await us.

So if not done already you should have started getting your winter clothes out now, and put the summer clothes away. A good way of storing them is in vacuum bags, best things invented as they help to make room and don’t use up too much space.
To help save money also during the winter is plan ahead for Halloween, fireworks night and for Christmas and start putting your lists and plans together ready for the eventful days ahead, so you know what you are buying for what, and remember to have a budget and stick to the budget the best you can.

The energy rates is going up again this year if you haven’t already heard and so if you are worried then I would start thinking about switching now if you wish too, but there are ways to save money on electric and gas, still if you decide not to switch, such as:

-          Don’t leave lights on in rooms that are not being used.

-          Any appliances that you can turn off when not using then turn them off, as even though the items are not on, electricity will still be running through them if on at the mains, so turn off.

-          If you have central heating, have the heating set to come on, on certain times, example if you work during the day have the heating on 30-15 minutes before your wake up time, as this will help you to get up easier especially in the winter when it is extra cold in the mornings. Have the heating turned off at the time you leave for work, and then turned back on one the approximate time you are back home from work. Then turn off at the time you go to bed.

-          Use small lamp lights instead of main room lights (which switch on via the wall) as they use up more energy in a room than a small lamp plugged into the mains.
Start stocking up for winter, and no this is not the same as hoarding completely different. You don’t have to go overboard but start getting tins of soup, boxes of cuppa soups, frozen vegetables and meats so you can make those hearty stews and casseroles, and frozen food lasts longer so if you don’t fancy going out when it is bitterly cold then you have some food stored ready to be cooked.

The points you have gained from shopping cards, such as nectar points, Tesco club points can start being used towards your shopping your winter shop so you can have a free shop when you like to.
I stock up on toiletries aswell such as showers gels, shampoos, toilet rolls, toothpastes, spare toothbrushes and cleaning products, that have long use by dates and they are kept (the items that are stored for when we need to use them) in our shed in our garden so we don’t have to go far should we need something, and again in the winter we won’t need to go out to get anything, and being pregnant this year it is essential that I have everything I need ready so the months ahead where I can’t go far I won’t need to.

Start donating or having a clear out: Any clothes from last winter that don’t fit, or shoes that have seen better days, then it is time to donate or dispose, and create two piles for both. You can at your local recycling centre still take clothes and shoes you wish to dispose of for recycling bins. To find your local recycling centre check under your local authority.
If you drive start getting the anti-freeze and ice scraper out, and plan your mornings ahead ready to defrost your car so you can still be at work in plenty of time. Or to save money when it is cold why not get the public transport if possible and if you are in London get an Oyster Card which are really cheap now about £5.00 and then top up as you go, and this will save you money on petrol and time in the mornings when it is extra cold and don’t want to get up extra to defrost the car. However as the public transport seems to come to a halt and have problems during bad stormy or snowy weather make sure you check and plan your journey away ahead of time.

Turn off the hot water when not using it. Depending on what system you have, we had a boiler in our last place which we could turn the hot water off during the day when we weren’t using it, and now we have switches for the shower for example which we use to turn off, and so again saves us money. Also don’t need to wash up all day, just wash up 2-3 times a day, in the morning, after lunch or dinner and or do all before you go to bed at night, and then put away the next morning.
Create a winter fund, start putting a fund together for the winter days which can be used towards bills, shopping or Christmas. I do one for Christmas, our expected baby, shopping and holidays.

I put my money into certain accounts aswell to pay off certain bills.

Protect your money and be aware of scams online. In the winter you may shop more online like I do, and so do be vigilant when buying online, don’t use easy guessing passwords but ones which are hard to guess, as I have been a victim of fraud online and it is not nice, and if you do suspect anything contact your bank and report it to your bank. When it did happen to me I was refunded and you should be too but it just a pain when it happens as you have to then change your card details too.
When it is dark and you are out or running, make sure you wear something bright so cars can easily see you. I have seen a lot of people when I used to go running wearing dark clothes when it is dark and in Epsom there are a lot of main roads, and a car isn’t necessarily going to see you when it is dark.

If you do walk home from work when it is dark make sure you have your mobile on fully charged and are alert, don’t have headphones on, as you won’t be aware of who is around and it is best you stay alert as someone could jump out on you and use it as an opportunity to attack you. People think it will never happen to them, but it can especially if you make yourself vulnerable, and they can see you aren’t paying attention.
When it is cold outside use it as a way of having a girls or guys night in, and instead of going out spending money why not save money and have a few drinks indoors. In my mind you are never too old for a sleep over and it is good way of catching up with other people without being surrounded by loads of other people you don’t know, you won’t have no queuing to be served at the bar and can play music you like and at the level you want so you can still have a good conversation without having to shout over some load no tune music. You can play music that you and your friends like instead of music you don’t like.

Use winter to organize and tidy other areas, such as kitchen draw, your bathroom cabinet or change your bed clothes and have a change around, so it will help refresh you and put on the extra warm duvet quilt or blankets ready, and make your room seasonal so you have duvet covers for the different seasons.
So even though the nights are darker and it is dreary and cold, if you like me suffer with SAD, it is a great opportunity to help reduce those feelings and make winter just as lovely as summer.

Many thanks for reading,


Carrie X







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