When it comes to organisation I have to really drone in on my habits and I am avoiding my bedroom at the moment because of the heat wave I have gone through a lot of clothes, but I know in myself I will tidy them up but not just yet.
When it comes to organisation I have to really drone in on my habits and I am avoiding my bedroom at the moment because of the heat wave I have gone through a lot of clothes, but I know in myself I will tidy them up but not just yet.
Since watching many different videos on money, some saying you should have seven accounts or 4 to 5. To me that was too much and when I followed that I ended up in huge debt.
I have now two accounts and one is for money saved for holidays and my main account. I like it like that.
Having my balance showing in my Wallet it is so easy to keep track of what I am spending and balance and like tomorrow I have cash ready and I will take a certain amount in cash and if I can use it I do and has been a good strategy.
I can't handle so many accounts. Two is enough and my son has an account but that is for him for when he is older and credit cards are venom to me and glad I no longer have one. I would like to have my own home one day but now I am happy with my current situation.
So my focus is to save for the Summer Holidays and for weekly expenses, like food shopping, coffees, even though most days I make my own, but love writing in a coffee shop at least once a week and I like to mooch but I can restrain myself and just like to be outdoors.
I'm glad I no longer have an Overdraft and I am glad that I have unsubscribed from some companies and keeping what I know I am going to use and has value. I like the fact I have Journal APP, free fitness APPs and notes and TV APPs which are free and I am selective when it comes to APPs as they use up storage and if I have point cards for the coffee shops and supermarkets I use.
I was thinking about it, because I am in a steady place in my life and when I get the urge for shopping my enthusiasm tends to go and feel good when I don't spend. Life is not all about Materialistic things. I feel once you love what you have that is the biggest incentive in not spending and having control of the spending bug.
So have two accounts if you feel the same and having a daily check on your money. I am going to each day check my balance and set myself saving goals and I each week do a Buy List and this helps see where I have to spend money, like food, toiletries and cleaning products. The main things we buy and that I have money should something else come up, example: School uniform and go through my sons clothes, if we need toilet roll, sponges for washing up and laundry detergent.
I have done some videos about Hoarding on my Youtube channel if you'd like to check them out and please follow me on X too:
https://www.youtube.com/@Carriechalloner
https://x.com/typical86285
Many thanks for reading,
Carrie X