Good ways to use what you have got

So before you begin to buy anything, do an inventory, and if it helps write it down, or do it, by viewing  of what you've got. See what you have and how much of the items you have, and if you will be using it again, or shop around to see if you can still get a good valued product for less, than what you usually pay, and still be a good product. 

I find writing it down helpful or keeping it on my phone using my note app, to be helpful, and doing a regular declutter, or review on items. I bought some salads from ASDA for my lunch in the week, and was horrible, and feel this was a lesson for me to make my own. 

Go through the things you watch or listen too. As I am writing this blog, catching up on some Podcasts I still have to listen to, and create a playlist and can help with concentration, and being productive. 

Challenge yourself. I love a challenge and going to do more, and has helped me in terms of my finances, having a no spend month, which I am going to do next January, like I did last year. I want to do more to help build my confidence and grow my content, to help my community and followers even more. 

Build up your skills. If you are bored doing the same thing all the time, learn something that can help build on the skills that you already have, and if you like me have enrolled on online course, get these completed first before enrolling on more. 

Use up your cash and change. Before buying anything by card, try and use cash instead that you have in your purse and now I do this, has helped me manage my finances and save. I have some ideas of how I am going to save me even more, and use my change, that I saved and on things I like to buy. 

Exercise and use everyday things. You don't have to buy fancy equipment, and you may have items in your home you can use, like stairs, chairs and floor space. I have a set of dumbbells that I keep in the living room, and so in the afternoon will pick these up and do some exercise but you can also use bottles of water and tins. If you a garden, in the summer workout outdoors, and a kick about with your kids is still exercise, so use a football if you have one or in Epsom my husband has a treadmill I can use, rather than going to the gym. I do like pay as you go gyms which we have in Epsom and plan to do this again, just to get out as it can get boring, working out indoors and spread your wings.

So I hope you find this helpful and going to do video on this too, and start thinking about Christmas, if you like me have only started now. You be surprised on how much you save, and still buy those memorable gifts and make time to spend it with those you love.

Many thanks for reading,

Carrie X