Organising and Managing my finances

Hello and welcome! Thank you if you have been reading my other blogs on this site, it really means a lot. 

In this blog I am talking about Organizing and Managing my finances. Now the one thing I have been doing to help save my money as that is it the first tip,

1. Check out my bank account everyday and plan what I need to buy each month and week. I have two birthdays this month coming, June and so always plan and look to see what I can buy as, my niece has a lot of clothes as like I did, have a lot of "Hand me downs" and saved me a lot of money. The other birthday is my son's dad and so again planned ahead and will be buy his gift tomorrow and already bought a card.

2. Keep gong through what is coming in and what is going out, by checking my bank balance daily, and make sure I work out when and what bills are due. 

3. Budget, Budget and Budget. I watch a lot of videos on Youtube by Kate Kaden, who does weekly videos about being frugal and money tips to help the everyday person. 

4. Keep tabs on items I spend money on but don't use, and either keep or let it go. I do the same with my clothes, go through what I have worn and not, and give myself an allowance for myself. I also buy second hand and this really helps me save. I love buying and making a saving. Example: I challenge if I can buy the same items, and if it is good quality can I get an item second hand or if the store is having a sale, can I get that item I want, at much lower price. 

5. If I can pay items in cash I will, and carry an amount with me, so if I have the option then will use cash and track my debits I make. 

I don't use expansive software to keep tabs on my money but in a notebook. I did put together a financial planner, but didn't really use it, so I use a notepad and keep that, so i can go back to it and I have done many lists on a back of an envelope. 

It is all about investing and no money is wasted. 

Many thanks for reading, 

Carrie X