It has been a real up and down when it comes to me and money and would try to avoid looking at it and so now I check my bank account everyday and write down everything that has gone in and what has come out and got this tip watching a guy name Grant Cardone and if you don't know who he is, then "Hello where have you been?" the man is a billionaire and everyday he still checks his bank accounts, and I don't use any special system, I use a spreadsheet on Excel and a notepad.
Check out this video I did for my channel My Way Of Living: https://youtu.be/PcJCQ2LrypA
When I was a kid I would hide money and forget about it. My mum got worried about it so cleared and looked for it and I had over a £100 and this was in the 80's as a kid and I was a super saver and then when I first went to America, I began to spend a lot of the money I had and then when I began working I would be out a lot, I began to follow a rugby team every week and stay over at my friends places and buy a kebab or a Chinese and before I knew it my Money went it became a love hate relationship.
I became reckless and it has taken a lot of heartache to now have money again. Chasing every penny can cause stress and so now I make sure I manage it and this year by being more vigilant, have paid off one debt and that was a amazon credit card and now paying my other credit card.
Being debt isn't fun, and feels like it is hanging in the air for it to drop and hit you in the face to realise I need to take charge now and still buy the things I want but in moderation and make sure I get rid of items that no longer I felt had a place in my life and items that do.
I check and go through my budget and money spent each week and make sure I save as much as I can and pay money into my son's account and cut down on spending on clothes and toiletries because I have enough and there are some items I want to buy in terms of clothing and get ridding of items that have gotten too big and worn, and I buy second hand like books and clothing. The stop I wore today was a second hand and finding items that will last and not get worn straight away and make sensible choices.
Before I fell pregnant I was made redundant and did get redundancy, tried to get a job but my tummy was growing and survived on Maternity and then in back in 2014 I decided I wanted to go back to working and did a bit of work in a Tescos, which I didn't like the managers of it weren't very nice and then got a weekend job which worked better and was on low wage and so used my credit card and it s dangerous cycle to be in, and so now I never want another credit card, and save for the dreams I have as I want to take Henry on a proper holidays and half term was tight but we did manage to do a lot that was free and went to the seaside at the weekend, and not want more time away and near a swimming pool and I no longer want money worries and going to continue to build my blogs, youtube channels and continue to self publish on Amazon, and I am not doing those for the money but because I enjoy it and now want to work outside too, to help with the goals I have and plans.
You can't let money control you, but you be in control with money and not have a constant fight with it, and build my wealth and invest in my sons dreams too.
Lets do this together and lets build our lives to get our life on track and stop the fears we have financially and I want to give money to charity each month, and invest in doing fundraising walks and runs again as I want to use my money to make a difference too.
So gonna leave this blog here, and let me know what your one financial goals do have and if you have tips too, leave them below in the comments.
Many thanks for reading,
Carrie X
